Why Vince?

Banks can be institutional and impersonal and often cannot offer the caring individualized counsel, analysis, and service that I provide my clients.  

When you go to your bank to invest in a mortgage, you are entering a retail environment.  Mortgage rates are the banks product and just like any other retail environment they must mark this product up in price to cover the cost of their retail operations.  As an independent mortgage broker, I source my rates at wholesale and pass them on to you with very little mark up since I have exponentially less overhead

Mortgage rates are market driven and all financial institutions bow to this force, however, among different banks there can be small daily pricing discrepancies in wholesale rates.  For example, on any given day institution A may be offering 6.25%, while institution B is offering 6%.  As a mortgage broker, it is my job to monitor all of the large lending facilities and take advantage of pricing discrepancies on my client’s behalf.  An individual bank is limited to their institutions pricing only. 

In the end no financial institution can care more about their individual clients than I do.  Please visit my testimonial page.   

 

 

Vince Kingston

VINCE KINGSTON

Mortgage Advisor
www.vincekingston.com
vince@vincekingston.com

971-221-8525 direct
866-438-5923 direct fax


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Client Testimonials

  • Vince is more than just a competent loan officer with attention to detail, he injects creativity, innovation and true customer caring into his service. He is always looking for ways to make a transaction flow, making the process more user friendly with outstanding results. His customers come away smiling.
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  • Vince was great in helping me acquire a real estate property out of the state from where I'm from and his knowledge of the industry greatly helped from start to finish.
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  • Buying a home is the single largest financial decision most people will ever make. Clearly, then, choosing the right mortgage broker is critical. I've worked with Vince for over 3 years and am continuously amazed at the level of service and passion he brings to every transaction. More than simply securing a loan, Vince educates his clients on how to best meet their overall financial goals. In a one-size-fits-all world, Vince's unique approach to finding the perfect fit for the individual is beyond refreshing. Vince is much more than a mortgage broker, he truly is a financial consultant.
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  • Vince is always a pleasure to work with and he is the first referral I give to my clients who are considering financing or refinancing a home. He is consistently engaging and down- to- earth... a professional and precise loan consultant.
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  • Vince has all the necessary traits of an excellent financial planner/mortgage broker: - He was flexible, eager and responsive in our initial meetings - He was diligent, extremely informative, and responsive throughout the project - His follow through was organized and impeccable - He is a pleasure to work with and has a rare ability to explain complex financial ideas in an easy-to-understand manner.
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  • Vince is a consummate professional.  He takes the time to educate and explain the nuts and bolts, as well as the pros and cons of entire process. He is patient, listens well, and got the transactions done quickly.  Vince was recommended to me by a friend and so far I have now recommended Vince to 3 others including a family member(who, as a first timer buyer/single woman was equally pleased).  I will continue to do business with Vince in the years to come.
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  • Vince saved my house closing when a previous company dropped the ball at the last moment. His expertise and amazingly confident attitude made me a customer for life. When I need anything regarding mortgage advising, Vince is my ONLY choice.
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  • Vince is a very knowledgeable, flexible and easy to work with professional. Vince clearly and concisely answered our many questions during the home buying process. It was convenient and reassuring to have someone who responded quickly to our concerns with practical solutions and answers since we didn’t have the time to worry about it ourselves. Vince was an amazing advocate for us by locking us into a rate that exceeded our expectations after tracking erratic rate changes for weeks. Vince made a typically stressful and sensitive process seem controlled and effortless and we will definitely use him again when we buy our next home.
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Vince Kingston - Portland Mortgage Broker Tel: (971) 221-8525
Fax: (866)-438-5923
Email: vince@vincekingston.com
Web:
www.vincekingston.com

More than ever, I enjoy helping people with their mortgage needs and providing the expert counsel every person deserves.